Shared Ownership now available

50% of shared ownership homes are NOW SOLD. Only two-bedroom homes still available. Choose from spacious apartments with plenty of natural light and outdoor space in Bay House at Evergreen. All Shared Ownership homes are ready to move in now.


What is shared ownership?

Shared Ownership is an excellent way for people to take their first steps onto the property ladder and become home owners, even if they don’t have the savings required to buy a property outright. With Shared Ownership, you buy a share of your home – as much as you can afford –  starting from as little as 25% and rising up to 75% of the property’s value. You then pay subsidised rent to us on the remaining share of your home.
When you wish to, you can buy a bigger share of the property until you own it outright. The deposit required for a Shared Ownership mortgage is a lot lower than if you were purchasing the property outright. This is because it is calculated on the initial share you are purchasing, rather than on the full value of the property.Mortgages for Shared Ownership are available with as little as 5% of the share value. However, the bigger your mortgage deposit, the more favourable your mortgage interest rate is likely to be.Am I eligible for Shared Ownership?To be eligible for Shared Ownership you will need to meet certain requirements set by Homes England and the Greater London Authority (GLA). You could be eligible for Shared Ownership if:

  • You are at least 18 years old
  • You cannot afford to buy a home that suits your household’s needs on the open market
  • You have savings to cover a mortgage deposit and can obtain a mortgage
  • Your household earns £80,000 or less (£90,000 or less inside London)
  • You are a first-time buyer

If you already own a home and need to move but cannot afford to – or you have equity from a recent sale – please contact us, as there are some circumstances under which you may still be eligible. In some cases, due to criteria set by local authorities, you may be asked to show a connection to the local area where you’re looking to buy. For instance, you might need to currently live and/or work there. Maximum incomes and further eligibility requirements may vary for each scheme. Speak to a member of our sales team if you have any doubts. Before you purchase a Shared Ownership home, we will put you in touch with an independent mortgage advisor who will assess whether the purchase is affordable for you and take you through all your options.


*Service charge promotion subject to terms and conditions, shared ownership eligibility criteria applies. Speak to your sales team for more information.

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